Our advisers understand the unique income structure which is a feature of being a company director and will consider your PAYE salary, dividends and your retained profits when assessing your mortgage options. Typically, this will expand the mortgage options available to you and can maximise your borrowing potential. This can result in a securing a larger mortgage and lower interest rate offers.

You may have encountered additional difficulties if you have recently become a company director (newly incorporated company) or are hoping to obtain a mortgage with an interest only element. With many lenders refusing mortgages in these circumstances it is vital that you approach the right lender.

Speaking with a mortgage adviser with experience working with limited company directors can help you to secure the right terms on your new mortgage and save you valuable time. Our extensive knowledge of the mortgage market ensures we have a high level of success and ensure you get the best possible advice for your circumstances. We have access to lenders representing the whole of the mortgage market, including exclusive products not available on the high street through our network Quilter Financial Planning.

Is an interest only mortgage an option?

An interest only mortgage can be an effective way of reducing your mortgage payment and make life more comfortable on a monthly basis however all of the monthly repayment (which will be lower than a capital and interest repayment) is used to pay the interest on the loan and therefore the capital does not reduce.

With many lenders refusing to consider interest only applications at all it is vital that you approach the right provider for your circumstances. We continue to offer support to customers seeking interest only mortgages into retirement.

Which strategies are acceptable?

This is a key factor when assessing viable lenders. A pension lump sum, stocks and shares investments, savings, sale of other assets can all be viable strategies for you but not all lenders agree. Each provider sets its own criteria for interest only mortgages to ensure it is lending responsibly, approaching the right lender is therefore crucial to a successful outcome.

Is downsizing an acceptable strategy?

Securing an interest only mortgage with the intention to sell your home to repay the lender at the end of the mortgage term has proved a common strategy in the past however limitations now apply. Again, this varies from lender to lender, please complete our short form and we will discuss your mortgage needs and offer you advice without obligation.

How can we help?

Our extensive knowledge of the mortgage market ensures we have a high level of success and ensure you get the best possible advice for your circumstances. We have access to lenders representing the whole of the mortgage market, including exclusive products not available on the high street through our network Quilter Financial Planning.

We offer trusted advice, free of any upfront costs. With interest rates at an all-time low, the decision you make now could save you thousands of pounds in the future.

Complete our short enquiry form and one of our expert advisers will be happy to explain your options. Rest assured that your details will not be shared with any third parties and we will only respond to your specific enquiry today.

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Tell us a little bit about yourself to help us find you the most suitable deals available

Our Main Skills.

It's What We Do

  • Interest Only

    An interest only mortgage is an effective way of reducing your mortgage payments...

  • Over 65

    Many lenders have made borrowing beyond state retirement much tougher...

  • Self Employed

    Each lender has a different risk assessment for self employed mortgage...

  • Buy To Let

    Comparing buy to let mortgages with us is easy...

See What Our Clients Have To Say About Us.


Our Services.

For Your Benefit


Mortgages are loans which are intended to help buyers purchase residential property. When you take out a loan, the lender charges interest: the...

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Get the right mortgage for you.

At Remortgage-Right.co.uk we are a part of Active Finance UK  and work to help customers find the right mortgage.

We specialise in helping customers who face more challenging circumstances, securing mortgages for customers where age, income or repayment strategy is considered ‘non standard’. When the high street says no to a mortgage it does not need to be the end of the road, access the wider mortgage market with the help of a mortgage professional can help you to achieve your mortgage goals and continue plan for the future.

Simply complete our short form to start your mortgage search today




Feefo Platinum Award

13th February 2020, Active Finance UK has won the Feefo Platinum Trusted Service award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.

Created by Feefo, Trusted Service is awarded only to businesses that use Feefo to collect genuine reviews and insights. Businesses meeting the high standard, based on the number of reviews they have collected and their average rating, receive the award. A highly-valued badge of approval, this accreditation remains unique, as it is based purely on the interactions with real customers. As all reviews are verified as genuine, the accreditation is a true reflection of a business’s commitment to outstanding service.

Feefo have given Platinum Trusted Service awards to businesses who have achieved Gold standard for three consecutive years. The Feefo Gold Trusted Service award recognises those who have collected at least 50 Feefo reviews in a year, and have achieved a service rating of at least 4.5.

Russell Jenkins, Active Finance UK commented: “We’re very excited to receive this award from Feefo because it’s based on the feedback of real customers, who are the most important judges of all. It recognises how hard we work to give all our customers the best possible experience. Everyone at Active Finance UK is fully committed to the highest quality of service, so it’s important for us to listen, understand and respond to all our customers. The beauty of Feefo is that it enables us to consistently improve, so we’re looking forward to another successful year.”

Congratulating Active Finance UK on winning this year’s award, Steph Heasman, Director of Customer Success at Feefo, commented: “The Trusted Service award has always been about recognising companies that go way beyond the norm in customer experience and generate great feedback from happy customers.

“This year we’ve been delighted to see so many companies using Feefo to provide outstandingly high levels of all-round service – it’s what Feefo is all about. We help our clients give their customers the best experiences possible. I’m confident we’ll see more success from businesses partnering with us throughout 2020.

“Feefo is all about powering up customer experience, which is why we have introduced our new Platinum category. Clients told us they want recognition for achieving our demanding Gold award standard over a longer period. Our new Platinum award is earned by companies that achieve a Gold rating in three consecutive years. It’s a tough challenge and very-well deserved by those that earn it.

Feefo is a reviews and customer insights technology company that provides businesses with the tools to collect real, purchase-verified reviews and insights. Working with over 3,500 clients, Feefo ensures that all feedback is authentic, by matching it to a legitimate transaction, in order to increase consumer confidence and enable businesses to make smarter business decisions.

0800 368 8122
25 Barnes Wallis Road,
Fareham PO15 5TT .