E N Q U IRE  NOW

Many high street lenders apply age limits to their lending policy which appears to restrict your options when applying for a mortgage for over 50’s. For many customers we find that approaching typical retirement age does not actually lead to retirement at all and, for the income it generates and for the satisfaction they gain from working, income can continue far beyond state pension age.

Our expert consultants can help you to successfully obtain mortgages for over 50’s, taking your new mortgage term beyond typical lending terms. These mortgages are offered available at normal mortgage rates and can be available whether you are still working or if you have already taken retirement.

Is an interest only mortgage an option?

An interest only mortgage can be an effective way of reducing your mortgage payment and make life more comfortable on a monthly basis however all of the monthly repayment (which will be lower than a capital and interest repayment) is used to pay the interest on the loan and therefore the capital does not reduce.

We offer trusted advice, free of any upfront costs, for all repayment strategies that can help you to identify the right interest only mortgage for your circumstances. We have access to the whole of the mortgage market, including products not available on the high street. With interest rates at an all-time low, the decision you make now could save you thousands of pounds in the future. Whether you have a repayment strategy in place or you would like to use the sale of your property to repay the mortgage we have interest only mortgage options with no age or income restrictions.

With many lenders refusing to consider interest only applications at all it is vital that you approach the right provider for your circumstances. We continue to offer support to customers seeking interest only mortgages into retirement.

Which strategies are acceptable?

This is a key factor when assessing viable lenders. A pension lump sum, stocks and shares investments, savings, sale of other assets can all be viable strategies for you but not all lenders agree. Each provider sets its own criteria for interest only mortgages to ensure it is lending responsibly, approaching the right lender is therefore crucial to a successful outcome.

Is downsizing an acceptable strategy?

Securing an interest only mortgage with the intention to sell your home to repay the lender at the end of the mortgage term has proved a common strategy in the past however limitations now apply. Again, this varies from lender to lender, please complete our short form and we will discuss your mortgage needs and offer you advice without obligation.

How can we help?

Our mortgage advisers are fully qualified and have the knowledge and experience to help you to get the right mortgage for your circumstances. Complete our short enquiry form and one of our expert advisers will be happy to explain your options.

Rest assured that your details will not be shared with any third parties and we will only respond to your specific enquiry today.

H I D E
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Our Main Skills.

It's What We Do

  • Interest Only

    An interest only mortgage is an effective way of reducing your mortgage payments...

  • Over 65

    Many lenders have made borrowing beyond state retirement much tougher...

  • Self Employed

    Each lender has a different risk assessment for self employed mortgage...

  • Buy To Let

    Comparing buy to let mortgages with us is easy...






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Mortgages

Mortgages are loans which are intended to help buyers purchase residential property. When you take out a loan, the lender charges interest: the...

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WELCOME TO REMORTGAGE-RIGHT.CO.UK

Get the right mortgage for you.

At Remortgage-Right.co.uk we are a part of Active Finance UK  and work to help customers find the right mortgage.

We specialise in helping customers who face more challenging circumstances, securing mortgages for customers where age, income or repayment strategy is considered ‘non standard’. When the high street says no to a mortgage it does not need to be the end of the road, access the wider mortgage market with the help of a mortgage professional can help you to achieve your mortgage goals and continue plan for the future.

Simply complete our short form to start your mortgage search today

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Feefo Platinum Award

19th January 2022, Active Finance UK has won the Feefo Platinum Trusted Service award.

Since 2014, Feefo has recognised the businesses who deliver exceptional experiences, using feedback from real customers.

The Trusted Service Awards are unique as they are based purely on feedback from real customers. This means they are a true reflection of commitment to outstanding customer service.

Feefo have given Platinum Trusted Service awards to businesses who have achieved Gold standard for three consecutive years. To receive a Gold Trusted Service award, businesses must have collected at least 50 reviews with a Feefo service rating of between 4.5 and 4.9 between 1st January 2020 and 31st December 2021.

Russell Jenkins, Active Finance UK commented: “We’re thrilled to receive this award from Feefo. It means a lot because it’s based on feedback from our customers and, ultimately, keeping them happy is why we come to work each day. The award also recognises just how hard our staff have worked in really difficult circumstances. We’re fully committed to the highest quality of service, so it’s vital for us to listen, understand and respond to all our customers.”

This award means even more following another difficult year. Online interactions have soared since the start of coronavirus. People are now 40% more likely to leave feedback after a purchase. This has made it very difficult for many businesses who struggled to respond effectively. 43% of people now believe that companies have become less effective at dealing with negative feedback in the last year.

Congratulating Active Finance UK, Kim Burgess, Head of Customer Success at Feefo, said:

“The Trusted Service Awards recognise companies who above and beyond to provide the very best customer experience.

“I’m so impressed by how our customers have overcome the challenges of the past two years. A particular congratulations to our Platinum Trusted Service winners. It’s an extremely tough challenge.

“I can’t wait to see what our customers achieve next year in 2022.”

Feefo is a leading global customer reviews and insights platform on a mission to empower its clients to fully understand how their customers experience their product or service.

0800 368 8122
Elan House,
5A Little Park Farm Road,
Fareham PO15 5TT .